Credit Adviser
Credit Adviser
- Job popularity
Job Description
Credit advisers offer guidance to customers related to credit services. They assess the customer's financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank's strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation..
Top 2 specific things you need to know
As a Credit Adviser, you will need to master following:
Top 16 general things you need to know
More generally, a credit adviser is also versed in:
- advise on financial matters
- analyse loans
- analyse the credit history of potential customers
- assess debtor's financial situation
- credit control processes
- debt systems
- economics
- examine credit ratings
- financial products
- insolvency law
- maintain client debt records
- maintain credit history of clients
- obtain financial information
- perform debt investigation
- provide financial product information
- provide support in financial calculation
Other things it helps to know to be an excellent credit adviser
It also helps to know the following:
- corporate social responsibility
- determine loan conditions
- investment analysis
- microfinance
- monitor national economy
- prepare credit reports
- accounting techniques
- advise on credit rating
- advise on risk management
- analyse financial risk
- assess risks of clients' assets
- audit techniques
- banking activities
- budget for financial needs
- business loans
- communicate with banking professionals
- consumer protection
- create a financial plan
- credit card payments
- develop investment portfolio
- forecast future levels of business
- interpret financial statements
- interview bank loanees
- mortgage loans
- property law
- review investment portfolios
- securities
- synthesise financial information
- tax legislation
Top employers for this job
Credit Adviser (0-2 Yrs Exp.)
-
Prereqs Technology Pvt.Ltd
-
California
-
$250 - $800 / month
- Keywords :
- Ui designer,
- developer