As a Loan Officer, you will need to master following:

• actuarial science
• consult credit score
• inform on interest rates
• monitor loan portfolio

More generally, a loan officer is also versed in:

• analyse financial risk
• analyse loans
• banking activities
• credit control processes
• decide on loan applications
• examine credit ratings
• interpret financial statements
• interview bank loanees
• maintain credit history of clients
• obtain financial information

It also helps to know the following:

• assess customer credibility
• assess mortgage risk
• collect property financial information
• customer service
• foreclosure
• manage loan applications
• advise on financial matters
• advise on risk management
• analyse business plans
• apply credit risk policy
• assist in loan applications
• business loans
• check accounting records
• communicate with banking professionals
• debt classification
• debt systems
• examine mortgage loan documents
• maintain client debt records
• mortgage loans
• property law
• protect client interests
• provide support in financial calculation
• securities
• synthesise financial information
• tax legislation