Credit Analyst
Credit Analyst
- Job popularity
Job Description
Credit analysts investigate credit applications from customers and evaluate if the applications comply with regulations and guidelines of the financial loan-granting institution. On the basis of credit analyses they advise financial institutions whether customers are loan worthy. They perform tasks such as collecting data on the loan applicant, aquire additional information from other departments or institutions and indicating what sort of agreements the financial institution should reach with the credit applicant. Credit analysts also follow up on the development of the credit portfolio of clients..
Top 16 specific things you need to know
As a Credit Analyst, you will need to master following:
- advise on credit rating
- advise on risk management
- analyse financial risk
- analyse loans
- analyse the credit history of potential customers
- apply credit risk policy
- debt classification
- financial engineering
- financial statements
- insolvency law
- interpret financial statements
- maintain client debt records
- maintain credit history of clients
- obtain financial information
- perform debt investigation
- synthesise financial information
Other things it helps to know to be an excellent credit analyst
It also helps to know the following:
- investment analysis
- accounting
- analyse market financial trends
- banking activities
- budget for financial needs
- develop investment portfolio
- examine credit ratings
- financial forecasting
- interview bank loanees
- interview techniques
- manage securities
- public offering
- review investment portfolios
- stock market
- tax legislation
Top employers for this job
Credit Analyst (0-2 Yrs Exp.)
-
Prereqs Technology Pvt.Ltd
-
California
-
$250 - $800 / month
- Keywords :
- Ui designer,
- developer
