As a Mortgage Loan Underwriter, you will need to master following:

• actuarial science
• assess mortgage risk
• real estate underwriting

More generally, a mortgage loan underwriter is also versed in:

• analyse financial risk
• analyse loans
• banking activities
• communicate with banking professionals
• examine mortgage loan documents
• interpret financial statements
• mortgage loans
• obtain financial information
• property law

It also helps to know the following:

• collect property financial information
• consult credit score
• create underwriting guidelines
• foreclosure
• manage loan applications
• advise on risk management
• apply credit risk policy
• assess debtor's financial situation
• credit control processes
• debt systems
• decide on loan applications
• examine credit ratings
• interview bank loanees
• maintain credit history of clients
• securities